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CMHC says new mortgage rules are shrinking the size of the insured housing market business is dropping because mortgages are now harder to get, but the quality of loans is improving
CMHC follows the guidance set by the Office of the Superintendent of Financial Institutions (OSFI) with respect to stress testing. CMHC also develops its own stress testing cases for business planning purposes. The Minimum Capital Test (MCT) is the ratio of capital available to capital required.
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Search for: Recent posts. cmhc defends mortgage stress test changes amid calls for loosening rules – Campbell River Mirror. The U.S. Federal Reserve announced Wednesday it would cut interest rates for the first time since a recession hit the U.S. economy in 2008. real estate economists are split on the immediate impact.