7 Secrets About Bad Credit Home Loans | The Credit Agents

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Whether you are a first time home buyer and are looking for home loans for people with bad credit, or have owned before but have been recently turned down, our specialists as well as many online resources can provide you the tools you need to attain your goals. Things have changed a lot, you can buy a home with bad credit now.

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What You Need to Know About Private Mortgage Insurance (PMI) – Jessica Couch Private Mortgage Insurance ("PMI") is the insurance policy that protects your lender in case you, the borrower, default on your loan. If your down payment on a home is less than 20 percent of the appraised value or sale price, your lender will require you to get mortgage insurance.