Weekly mortgage applications drop 3.3%, as spring housing season draws to a close – Real Estate Technique

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At the direction of the Federal housing finance agency, Fannie Mae and Freddie Mac are communicating that the optional use period for the redesigned Uniform Residential loan application (urla) form and corresponding datasets will not begin on July 1, 2019, as previously scheduled.

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With the drop in purchase volume, the refinance share of mortgage activity increased to 37.6 percent of total applications from 36.8 percent the previous week. mortgage rates haven’t moved much at all in the last few weeks, despite an escalating trade war that caused a pullback in the stock market.

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Lower mortgage rates aren’t enticing homebuyers much, as the spring housing season draws to a close. Total mortgage application volume fell 3.3% last. Real-estate activity is being stoked by cheaper borrowing costs and an improving labor market .