31% of Help to Buy users didn’t need it, says watchdog

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An in-depth study of the government’s Help to Buy loan scheme shows the deal not only supported those who didn’t need the money, but also helped inflate already high property prices. The public.

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According to the National Audit Office (NAO), 31% of the 211,000 buyers who used the equity loan scheme by December 2018 could have purchased a home anyway. The government spending watchdog also said that around 4% of buyers that used the scheme – which is not means tested – had household incomes of over 100,000.

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Luckily, this didn’t affect the couple’s credit rating, says Hannah, adding. to sell their home at a £16,000 loss – leaving them with no choice but to use the Help to Buy scheme when it came time.

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According to the National Audit Office (NAO), 31% of the 211,000 buyers who used the equity loan scheme by December 2018 could have purchased a [.] 31% of Help to Buy users didn’t need it, says watchdog | Business News | The Televisor