Sure, you’ve spent hours poring over real estate listings, dreaming of a place you can call your very own. But buying a home isn’t like buying a blender; there’s a whole lot you need to know to do.
Buying your first home is a big accomplishment, but it comes with a lot of responsibility. Take our quick quiz to find out if you’re ready to take the plunge.
Score 12-18: Unlikely. Today may not be your day to buy a house, but that doesn’t mean homeownership isn’t in the cards. Regardless of your personal finances, your credit score, and your budget, you can still get in touch with a loan officer and get prequalified for a mortgage. There are plenty of affordable home loan products out there,
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"We didn’t have to put $30,000 down on a house. ready to buy a home, and most people who lost their homes in 2008 were those who put little down. If the home’s value drops, buyers wind up owing.
They would have either contacted the listing agent on the sign or internet or called their own Buyers Agent to take them.
You. ready to say thank you because everyone you pass will take notice and compliment you on your stellar choice. You will.
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How to Know if You’re Ready to Buy a Home. Over the past several decades, the federal government has promoted initiatives to increase homeownership and help more people attain the American dream. However, as beneficial as homeownership can be, it may not be the right choice for everyone.
If you are buying a home for the first time, be sure to ask about the different types of loans available to first-time homebuyers. There are also many first-time buyer programs you might qualify for as well as assistance for making a down payment – often an obstacle for many borrowers.
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You wonder what your family would say when they find you curled up on the couch with a brand new kitten. But before you fall prey to the adorable face of the kitten, you should know how to take care of one. This quiz will give you a rough idea of if you can take care of a little furball, and if you are ready for the granduer of a new kitten.
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